Thank you, Mr. Chair.
My question is about one of the small things in those agreements. How realistic is it to have people changing their passwords every 90 days, when they have a dozen different places that they use passwords? You're not allowed to use the same one, so you're expected to keep different accounts and change passwords regularly. I just think that for some people that's okay, but for many people it is a real source of frustration.
How do you deal with that frustration?