I probably only have time for one more question, but I want to know the difference between the U.S. and Canadian protection. Some of the technology to me really seems to be lagging in the United States. I think we're ahead of it in a number of areas here. Here you get the magnetic strip cards. Down there you get a failure to be able to transfer money electronically. How does that contribute to or how does that prevent this kind of identity theft and fraud?
On May 29th, 2014. See this statement in context.