From CIBC's perspective, we tend to monitor fraud at a much lower, more granular level. Some of it's operational and organizational, where we have, say, a team that's responsible for identity theft. We have a dedicated identity theft team. They have a defined set of duties and responsibilities that they have for certain types of frauds, which may be different from how another organization would split it up. When we talk about trying to get information up to an identity theft level, the challenge we have is making sure that we get those apples to apples, and the same types of information are being put in the same categories. Then what we're providing is obviously meaningful, right?
On May 29th, 2014. See this statement in context.