We are short of time. We're contemplating a truncated meeting because we anticipate bells and therefore a vote on a number of procedural matters that are happening in the House of Commons. We want to make the best use of the time we have.
In that light, I'd like to welcome the witnesses today as we continue our study on the growing problem of identity theft and its economic impact. We're very pleased today to have representatives from five of the major chartered banks in Canada. I'll introduce them in the order in which they've asked to appear. We'll be inviting them to make brief introductory comments and then be available for questions from committee members.
From the Canadian Imperial Bank of Commerce, we have Mr. Philip Fisher, senior director, eChannels risk management. Welcome, Mr. Fisher. Next we'll be hearing from the TD Bank Financial Group, Mr. Paul Milkman, senior vice-president, head of technology risk management and information security. Welcome, Mr. Milkman. We also have Mr. Ed Rosenberg, vice-president and chief security officer, legal, corporate and compliance group for the Bank of Montreal financial group. Mr. Rosenberg, welcome. We have Jay Stark, vice-president, internal audit services, personal and commercial banking for the Royal Bank of Canada. Welcome. From Scotiabank we have Jennifer Frook, director, shared services, fraud management office.
I'm very pleased that you could all be with us today. We'd like to make the most of the time that we have available on this pressing issue that our committee is studying, so in that same order, we will hear first from Mr. Fisher of the Canadian Imperial Bank of Commerce.