Thank you.
Good afternoon, Mr. Therrien.
We understand that you're seeking better oversight, better control and greater powers. I'm frankly not opposed to the idea. I think we need to keep an eye on what's going on. However, I don't get the impression we're seeing what needs to be changed or controlled. It's fine to want better control and the resources you need in taking more radical action to address a problem, but first you have to define that problem. I'm not sure we've properly done that. I think we've been spreading ourselves a bit too thin for some time now. I'm going to outline a scenario for you, and then I'd like you to comment on it.
Companies request information from a client. The client provides it, starting with his name. The number of details that are then requested vary from one company to the next. As my colleague said, if, as a client, I fail to provide a minimum amount of information, I won't have access to services. I also can't do much about criminal behaviour from the outside. If I'm hacked, that's not necessarily attributable to bad faith or inappropriate policies. You can always fall victim to some internal or external deficiency, and there are some things I can't control. However, when I register for a service, I expect to receive most of what the supplier is willing to provide me. So that's a relationship between two parties.
I don't think the problem is to determine what information I provide. We're told that, for reasons of transparency, we need to know what businesses do with that information. However, if they start telling us what they do, that is to say, exactly what they were previously doing without our knowledge, that won't change their professional practices much. We won't be any further ahead even if they're very transparent.
The issue isn't to determine what's going on. The problem we have to address, and which may goad us into finding better ways of proceeding, is that we lose all control of the situation when a third party enters a transaction.
Rather than try to control everything that happens, wouldn't it be preferable to establish in actual fact that the information provided to a service provider—and that includes a person's name—is private and must not be communicated, regardless of what type of information it is? So, if I do business with a third party and it wants to use my information to send me ads, so be it, but my personal information would never be disclosed to others, even if I provided it.
Should we focus on transactions involving a third party? In your efforts, you could cooperate with the Competition Bureau, for example.