Thank you all for coming in.
To pick up on that point, the Canadian Bankers Association is pursuing a digital ID program, but their CEO, in a speech in January, suggested that the banks could well play a central part in any national digital government network extension. How many levels of proprietary technology could eventually be involved and at what cost? Or would you suggest that after RFPs, after pilot projects, one digital technology vendor would be selected and run the entire show?