Yes, we are very sensitized to it. I would note, first of all, that when Statistics Canada moved to compel the banks, we were not aware that was happening. When it did take place, we obviously had serious concerns.
First of all, I want to clarify that no personal financial transaction data has been provided to Statistics Canada. We were very concerned about the protection of the privacy and security of our customers' information, and obviously, very encouraged to see the Privacy Commissioner conducting an investigation in that regard.
There is a sensitivity, for sure, about that level of data. The banking industry has had a long relationship with Statistics Canada, providing them with information that's helpful, but it's always been at an aggregated level, such as mortgage default rates. We had significant concerns with the nature of the request. We thought our discussions were at the exploratory stage, where we were raising all of these flags, and we were obviously very surprised that it went the way it did.