Yes. There are different layers. There are cybersecurity types of measures, which are really to address if someone's actually trying to get into our systems and get access to information. There are other types of compromises that can happen on fraud that aren't really cyber-related. Your credentials have been shared or your card has been compromised because they found out the numbers and the PIN.
In addition to addressing cyber, we do all sorts of monitoring so we can detect if there's unusual activity, identify different types of compromises and address them immediately.