Symcor provided a submission to that call for papers as well.
Our recommendations really came down to what I had outlined earlier this afternoon in terms of recommendations primarily around privacy by design and security by design. As well, we had a framework to assess all actors in that ecosystem, with the concern potentially being vulnerabilities, essentially the weakest link vulnerabilities, so having an appropriate assessment process to ensure everyone in that ecosystem was maintaining at least a minimum level of privacy and security.
Essentially, what we recommended was ensuring that privacy and security was really cherished above all—so we were thinking about the utility, the convenience of open banking—and also that protecting Canadians was really paramount.
I think that, again, as Marina mentioned, it's early days. It is an important mandate for the government to be considering and looking at, especially with developments internationally. I also believe that it's an opportunity to look at international standards. Again, it's a little bit of go slow to go fast, potentially.