I think the CBA agrees with the thoughts that Ms. Shea has laid out.
We do a lot of work within our association on financial literacy. Arguably, there's some need for similar education on data and digital literacy, just so Canadians understand what is happening when they're handing over information, whether it's personal financial information or health information, etc.
The literacy component—and Ms. Shea spoke to this with her references to training and awareness—I think is really crucial. We just keep going back to how innovations will not be adopted if they do not gain the trust of Canadians. I would just confirm agreement.