You mentioned just at the end of my colleague's questions that it's your belief that the experience of what happened had the effect of modifying behaviour and that you saw an increase in compliance. With the increase in compliance, was there also a difference or a change in reporting that you could determine before or after the naming of Manulife? Or was the announcement of the fine the real attention-getter, if I may so, for industry?
On April 11th, 2017. See this statement in context.