Okay.
You devoted a full section of your remarks to financial crimes. You spoke about “financial crime” and using that language rather than references to fraud.
I have a background in the mortgage business. I was in it for many years and am aware of many different scenarios and have taken a lot of training on the prevention of fraud. In fact, I even taught those coming into my industry about fraud prevention.
How do you see PIPEDA? What is the intersection or interaction between PIPEDA and fraud prevention?