We're actually in agreement with the CBA. We think as new products develop—as we discussed with the 5G and the automated cars—there are provisions within the consultative process, and with the good relationship we have with the commissioner, we can work with the commissioner along the way to make sure we're ahead of the curve rather than companies making a mistake and then having to retract.
I view it as being more proactive, and I think there are mechanisms within PIPEDA to be able to do that.