The point I made about hospitals, as far as I'm concerned, is something I know about, because some of my clients are medical organizations. Hospital wait times are not just about money. A lot of it is about just pure inefficiency, because there is not enough long-term care in this country and not enough home care. There are a lot of elderly patients in hospitals—about 15% of the beds—who no longer require acute treatment but who have no place to go. In the system, they're known as bed blockers, and that's what's messing up health care.