Colleagues, I'm going to call this meeting back to order.
We have had some discussions with regard to the first three witnesses. We did want to allow them the right to determine the way in which they would appear. To accommodate as many questions as possible, they have agreed to go in succession. The three of them will appear one after another. That will allow members to ask all three of them different questions at the same time, so that will allow a bit more of a free flow.
This afternoon, Ms. Victoria Galy has joined us.
Thank you so much for joining us.
We also have two other witnesses, who will appear as guest one and guest two.
Members, would you please refer to them as guest one and guest two? That will assist us in determining who members are speaking to.
Without further ado, we will turn to Ms. Vicky Galy.
Thank you so much for being patient. We appreciate your patience and certainly apologize for the delay in starting the committee back up again. We will turn to you for your opening statement. If you'll do that, we will then turn to the other guests and then we will have some questions for all three of you.
Ms. Galy.