Thank you, Mr. Gray. I appreciate your being under time.
Just one of the things I found myself saying lately is that the dynamic between Zoom and in-person sessions is one that's difficult to manage oftentimes. Members with the limited time that they have will try to reclaim their time. I just don't want you to take that personally, Mr. Gray.
We're going to start with our first six-minute round. I'm going to go to Mr. Barrett.
Mr. Barrett, you have six minutes. Go ahead.