Before we start looking at something like a text message, I think there are a lot of considerations that would go into that type of thing. What we tell our customers all the time is to please not respond to a text message from us that you are not expecting, because it could very well be phishing. There are a lot of different considerations that go into texting customers. A lot of customers do not want to be texted, so it's not a simple decision to simply actively reach out to customers. If we were to do that, I'm not sure how it would play out. Our focus is on protecting their privacy.