Okay.
I'll give you one example that comes from a witness at our committee, Catherine Adams from the Royal Bank. She said, “If we had a supplier who said they only want to do the urban markets, we're not likely to invite them to join with us.” I just find that incomprehensible, because the Royal Bank, like all the other major banks, has abandoned whole communities--such as my own, Winnipeg North; you've been there, and you've seen the desertion, the abandonment.
Is there anything in the existing law to prevent this kind of abandonment of communities, or do we need to work at toughening up the law or the regulations to have something to make banks accountable to communities that have been loyal to them for all these years?