Whenever I share time with Mr. McCallum, I end up with very little time. I've made a note never to share a pizza with him in the future.
I notice that in your annual report you talked about continuing to work with international colleagues and sharing best practices as regulators of the financial services industry. I wonder if you would give us a sense of how we're doing internationally. How does Canada do? Is there a world leader in terms of financial services, consumer protection? Have we modelled against anybody? You've been going since 1996 or whenever that was.
Just how do we do with our protection of consumers in Canada versus other nations?