Welcome, ladies and gentlemen, members of the committee. It's nice to see you.
Pursuant to Standing Order 108(2), we are here with regard to the annual report 2004-05 of the Financial Consumer Agency of Canada.
We will have about an hour and 10 minutes with our guests, and then we'll move to committee business before we conclude.
I believe Mr. Knight is going to present for the Financial Consumer Agency. We'll move to questions thereafter.
Thank you for being here, sir.