With respect specifically to refunds, refunds based on a 7% GST would be higher than refunds based on a 6% GST. If we have a problem with overpayment of credits, it would be minimized by reducing the GST. That's my point.
The other thing I was going to ask about is as somebody who comes from small business. I was quite surprised to see that 60% of GST is actually collected by small business. On their behalf, I would like to ask why there are very strict compliance rules for when businesses have to remit GST, but when they're owed GST, the process for receiving it back—and certainly in small businesses, being owed thousands of dollars in GST can be quite crippling, and often this process takes months.... I'm just wondering why there's so much lag in receiving GST when it's owed to you, but the actual penalties for being even a day late on your GST submission are quite severe.