Thank you, Mr. Chair.
I want to go back to reiterate a point that's been made a couple of times. I find it actually quite remarkable that the agency is running at a cost of about $3 billion and collecting about $300 billion. That's a 1% administrative cost. I know, from my experience in business, I would have been very content to get anywhere close to a 1% administrative cost. I think it's quite a remarkable achievement.