Thank you very much. This is a wonderful coup. Do I get your time too?
I'd like to start with Pam and her very important presentation on pensions. You've identified something that has been talked about for some time, and that is the need to try to stop this movement from defined benefit plans to contribution plans. You've identified the consultation by Finance, and you've identified the support from David Dodge.
I'm wondering if we shouldn't be going further than your recommendation on page one, which is to get them to determine what changes are necessary. Don't we know enough about what changes the federal government could undertake now to put pressure on the private sector to stop this movement and ensure that employees have the benefit of defined benefit plans?