Just for my personal interest, although it may interest the committee, I'm always concerned with benefits, as a former chartered financial consultant who's now actively involved in another world. I still carry some residual interest in this. I'm always concerned when there are sometimes benefits brought into play. In other words, whether a firefighter dies at work or not makes no difference to the hardship on a family. The hardship is the same financially, and this is why I ask this question.
Firefighters can get their own personal life insurance. They negotiate life insurance benefits through their collective bargaining process, and so on. That's a fact.