Yes. As far as the insurance industry is concerned...before I got it to the level of trying to make it work for the federal government, I had some interesting conversations in legal offices in Toronto on the insurance side to make sure that insurable interest is present within the model, as it now exists. Basically the model can be adjusted and formulated to any kind of strategy you want, based on the math I'm using.
On September 26th, 2006. See this statement in context.