Okay, thank you.
Mr. Stokes, in terms of your proposal on the splitting of income, as an accountant I can tell you that the tax system is not built on splitting income. How do we make that recommendation? We can't legislate that the pensions be allowed to be split. How do we incorporate it into the tax system to allow somebody to split income, or to allow a couple to split income? You don't have that choice right now; whatever your T4 or T5 says, that's what you have to report on your income tax.
I don't expect an in-depth answer right now--you can get back to us--but if you do have something, go right ahead.