Those are all really good points.
Part of what we're talking about when we talk about a review of financial assistance is loans. We need to commend both this government and the previous government for making changes to parental contribution requirements in the student loan program. We'll have to wait a few years to see the actual effects, but we're hoping that's going to allow a lot of those students who...and there are students for whom loans are a good way to help get them into the system. We're hoping to see some positive changes from that.
You're referring to the needs assessment process too. It doesn't always accurately represent what students need in a grant or a loan to go on to post-secondary. It doesn't acknowledge different living costs in urban versus rural areas. There need to be changes, not just in creating more grants but changes within the loan system as well.