Good.
But I've read all of your briefs; I've skimmed them all. The question I have for all of you—and it really gets at Dean's question, in a way—is that we have a very tough decision before us as a committee. First of all, we've known in the last couple of days that the government will take last year's surplus and put it all against the debt. We know from some folks, especially people like John McCallum, who I don't always respect, but I think he has some good financial background from the banks, that—