Thank you.
Let me just say that even though there are 13 non-profit societies created by this access program, not all get the same amount of money; some in fact operate on as little as $300,000 per annum.
If there are no arrangements to ensure continuity of funding in a timely manner, then we end up paying the extra interest on loans, if we were able to secure loans without a signed contribution agreement, and/or heavy penalties on payments that are not made.
The program is designed in a manner that we're not able to retain or maintain any reserves, which creates again that false sense of economy and also the overriding fear that you're only ever one step away from failure.
Having said that, we've been able to turn ourselves into a success story, but because the funding has not been increasing, each year.... In fact each year our paycheque is worth less.