Mr. Chairman, we seem to have something before us that is based on no research and no consultation. I'd like to make a motion that this committee invite experts here to give us answers to the questions being asked. I think the stakeholders and independent industry sector analysts should be invited here.
Before we vote this in, change the marketplace, and impact the most expensive real estate market we've ever had in our country—in which, as I've said, half of all mortgage takers today get mortgage insurance—we need to know what we're talking about. With respect, I don't think we do right now.
I would like to make that motion, please.