I think Mr. Turner is actually on to something. This is a significant public policy change with fairly significant implications in other areas with respect to mortgage insurance. It should be explored: i.e., the 75% versus 80% versus 85%, why CMHC has 100% but Genworth has 90%, and such things. I think it's a rather significant public policy issue.
We would be interested in exploring this public policy issue, and if it's necessary for the purposes of Mr. Turner's motion, we would waive our 48 hours. But if in fact this is not going to come up as a vote today, then we may accomplish the same thing.