I'm thinking of my four daughters--one who wants to be a lawyer, one who wants to be a vet, one who wants to be a doctor, and one who just wants to be a mom. While I appreciate the $100 or maybe $60 a month that I'm getting, it's not going to do Phoebe any good when she is trying to be a mom and maybe work part time. If she has an emergency and is in the hospital, where is she going to find child care that she can use?
The $100 isn't doing the system any good, in that sense.