Well, I talked to you about the combined federal and provincial corporate income tax rates, which are higher in Canada than most of the OECD countries, so there's no doubt we need to be competitive on that level. Insurance, as you know, is a GST-exempt product, which means, of course, that insurance companies don't charge GST—but neither are they able to gain GST tax credits, which has always been a bit of an anomaly in the system.
Having said that, I think it is very, very important. After all, we're talking about people from abroad investing in Canada. They're going to be taking a look at the combined corporate income tax rates very closely; it's something we cannot ignore.