It's the right question and a good question, but the problem I have in directly answering the question is that if you look at my specific background, I don't have an agricultural co-op background. As you know, there are many agricultural co-ops across the country. This recommendation to you about a co-op investment plan is certainly endorsed right across the board by agricultural cooperatives—small, medium, large—across the country.
It would certainly make a huge difference to the worker co-op sector, where I'm more directly involved, because capitalization for our types of work as co-ops is a really huge issue. We absolutely feel the members must put in their own equity—absolutely; it's a requirement of a successful worker cooperative. But you're still left with the other part of the financing package that goes over and above what the worker co-op members can afford by way of equity.
I'm not answering your real question, because you asked me about agricultural co-ops.