Mr. Chair, through you, I think I have the floor and I'll ask Mr. McKay to give me a couple of minutes here.
One of the things I wanted to ask the Canadian Foundation for Economic Education is.... I'm pretty sure most of us have had the Canadian Bankers Association in to see us on an individual basis to talk about a number of things to do with the banking industry per se, but specifically the programs they have actually begun or are running with respect to educating individuals, young, middle-aged, and seniors as well, in terms of financial responsibility.
One of the concerns I have, and I think any member of Parliament would have, is the duplication of service. My concern is based on the presentation you made and the focus, obviously very positive in terms of educating individuals across the country, is that we already have a service that the private sector, or the banking industry, if you will, is prepared to provide and is providing. Yet at the same time, you're looking for funds to move into that area.
I wonder if you could comment on that.