Thank you very much.
Before continuing, I must ask three questions, including two in French, I hope.
I apologize in advance to the translators, but I will give this a try. Okay?
It's a well-known fact that the five big banks frequently use tax havens to increase their return on investment.
That's a problem, according to the Auditor General. It was also a problem for her predecessor, Denis Desautels.
Is the use of tax havens a technique adopted by the Mouvement des caisses Desjardins?