--I'll ask Mr. Braniff the first question, and there are a couple of other questions I'd like to ask him.
Let me put it this way, Mr. Braniff. Canadian seniors are, as a demographic, among the most affluent in the world. They occupy, disproportionately, the upper 25% quartile of income and capital assets. Yet you say that income splitting, which would overwhelmingly favour that upper quartile, is a matter of fairness and equity. I'm hard pressed to know how the Government of Canada should be favouring what is already an affluent demographic over, say, groups like young families, or middle-income families, or single families, or things of that nature. So I'd be interested in your argument as to how you framed this question of fairness, and I appreciate that one of the arguments you will likely make is that when you're on a pension, your income is frozen. I appreciate that argument. Nevertheless, I think you'll agree with the premise of my question. I'd be interested in your response on the fairness issue.