Essentially, there's no benefit to the consumer. It's just simply a revenue-shifting process.
My second question has to do with your RRSP idea. If I made $500,000 out of the sale of my business or the sale of my real estate portfolio, currently I couldn't put anything other than $18,000 or $19,000 into my RRSP. RRSPs actually restrict rolling certainly real estate or businesses into an RRSP. So is your notion here that you would have the RRSP concept renovated so that those kinds of gains could flow in once or twice or three times, depending on the size of my portfolio and the success of my real estate ventures?