Thank you. That's very helpful.
Let me ask you a question, and perhaps Pamela as well. We often have this debate in our committee about whether it is wise to take all your surplus and put it against the debt, to pay it down, or find an approach where you put some against the debt, some toward programs, some toward tax cuts, and so on.
I am glad Mike is here, because in fact we just debated this yesterday and he said, show me some area where you could put this money into a program that would actually grow the economy and help bring down the debt just as fast as if we put all of our surplus against it directly. I would think tourism might be a good example of that and also arts and culture. So I wouldn't mind both of you commenting on the return on investment one gets by focusing on your areas of concern.