Thank you, Mr. Chairman.
Thank you for being here today, panel. I also want to thank you for having a pre-meeting that I went to a few weeks ago. I didn't know anything about the money laundering act, to be frank with you, so that was a good opportunity to get some information.
I just want to be clear. I've heard a number of conversations so far. In this new bill—and maybe you can clarify it for Massimo, who was asking a question and didn't get an answer—we're really making four changes. Isn't it a combination of two acts?