Actually, Mr. Bernier has touched upon the one amendment that we would like to see with respect to the application of the bill to foreign branches and foreign subsidiaries of Canadian banks. We have a concern about that. Mr. King, of course, would be able to give you more information on that concern.
Also, with respect to the definition of “correspondent banking” in the bill, we believe it's a bit too broad. We think that, in particular, the inclusion of foreign exchange transactions in the definition would cause problems, and it's really not necessary from an anti-money-laundering standpoint.