I appreciate that clarification, because I think there was some confusion around this.
With respect to private plans, effectively you are proposing, subject to what your paper might say, some regulatory changes in terms of letters of credit, ten years versus five years, and that sort of thing, in order to be able to move deficits into some level of stability, then.
There is a question here, though, as to how the deficits get to that point. We've had a pretty vigorous market, and a lot of the pension plans are invested heavily in the equities market. But simultaneously we've had low interest rates, so it's kind of a catch-22 situation. Are you proposing a difference in the mix of equities and debt?