No, we are a prudential regulator; we do not regulate transactions. Some of the institutions we regulate have Internet banking operations. We will oversee the quality of the bank's management of those operations, but we are not regulating or looking at individual transactions. When there are issues of privacy, customer confidentiality, or adequate disclosure—that kind of stuff—it's all market conduct; it's somebody else. Broadly speaking, the Internet banking operations run by banks we regulate and supervise in Canada are I think pretty well run, but we're not in the transaction business.
On May 17th, 2006. See this statement in context.