As far as I know, that company is the only company that has applied to OSFI over the course of several years, until quite recently, to offer this kind of business. At OSFI we regulate mortgage insurers, and we would certainly have been open to receiving applications from other mortgage insurers if there'd been interest. I can't comment on why we haven't got applications. It may have been a business decision on the applicants' parts, but our system and our framework were open to receiving applications for doing this business by other insurers.
We now have before us an application from somebody else who wants to get into the business, and that's public knowledge. We're processing that application as we would any other application, giving it the consideration it needs, and we'll make a recommendation to the minister in due course.