Thank you.
Specifically in the Department of Finance, you have a direct responsibility for FINTRAC. The budget has been increased with the supplementary estimates by about $8 million. We know by the description that's to deal with the additional charges, the costs, with Bill C-25.
I would like to know how much of that you will actually put towards the increased regulations, being regulatory costs that will have to be incurred by small financial institutions. I'm thinking of credit unions and other small institutions that help send money overseas, a whole raft of tiny little organizations that are going to face enormous costs. How much of this will go to help them, and what specifically are you planning to do to ease the burden on them?