We will reconvene. I will give committee members just a few seconds to return to the table and then we'll proceed.
Thank you to our guests. We appreciate your being here. We thank you also for the materials that you provided to our committee in advance of this meeting today. I know you have been alerted to the fact that you'll have a maximum of five minutes to make your very detailed presentations. I will give you an indication of when you have one minute remaining in your time just to avoid the necessity of cutting you off in mid sentence. We'll unceremoniously cut you off at five minutes, just to allow time for exchange with committee members.
Thank you all for being here. We will proceed first of all with Dianne Urquhart, who is an independent consulting analyst and is here as an individual.
Welcome, Dianne, and over to you.