Just to finish up on that one issue, Ms. Kinsley, I understand in the 1980s in the U.S. there were 14 mortgage insurance companies. There were high interest rates. Eight of those companies actually exited the industry, but the risk was spread across the 14 participants at the time, so there was no call on the insurance.
When the same thing happened in Canada, there were four participants, and they felt it too. How much did the government have to kick in to make up for any losses in that time?