Thank you.
Mr. Murphy, in terms of your letter, one of the things that intrigued me was that it was somewhat different from others because of your focus on the regional aspect. We're all here talking about this from a national perspective. Certainly the riding I come from has over 23,500 seniors. To me there's a lot at stake with respect to pension splitting, so you can see how it breaks down from a regional perspective. I wonder if you could comment further on that from a regional perspective.