I'd like to clarify another thing. Let's take the bill. In principle, we think this is an interesting measure which is based somewhat on the idea of a retirement savings plan.
It concerns "unused deduction room". In the case of a registered education savings plan, there is a contract that you sign with a company. Consequently, how can you say that there is unused deduction room? For example, if I sign a contract with the company XYZ and I undertake to pay $2,000 a year, that amount will represent my contribution. I know that I can pay $4,000, but I have chosen to limit myself to $2,000. How can you say there is "unused deduction room"?