Thank you very much, Mr. Pacetti.
Thank you very much to our panel. We appreciate your time very much, and the time you gave to come here to be with us today.
We'll proceed now. Committee members, I'll explain how we structured the meeting today, and of course I'm open to the will of the committee. We've allowed 40 minutes for each of the bills and then 40 minutes to deal with clause-by-clause on the bills. If it's the will of the committee to continue the discussion, then we won't have time for clause-by-clause, and we'll have to move to another meeting to deal with the clause-by-clause.
I should emphasize to the committee that we have the Bank Act to review. We have until the third week of April to do that. We also have a maximum of about seven weeks to deal with that, plus all the other work of the committee.
It's the will of the committee that I'm here to serve, so if the committee wants to continue the discussion.... No? Okay.
We're going to move to the next bill now, and I'll invite the panellists to come forward.
Mr. McTeague, you're welcome to come forward now.
Thank you, again, gentlemen.
Mr. McCallum.